Make the Best Financial Decision for Your Future

Get a clear view of how buying a home impacts your finances – both now and in the future. Tansy’s scenario comparisons help you avoid becoming house-poor by balancing life’s financial demands with the dream of homeownership.

Plan with Confidence

Stay Financially Secure Through Life’s Milestones

Facing a big decision about renting or buying? Tansy’s powerful forecasting gives you a true picture of how your finances will look when life’s other costs come into play, from family plans to new vehicles and career changes.

How Tansy Works

  • Enter Your Finances: Log all your recurring expenses, one-time costs, and income sources – from mortgage payments to grocery budgets.
  • Detailed Forecasts: View cash flow projections over 30 days, 12 months, and 5 years, so you know exactly how buying a home impacts your future financial freedom.
  • Avoid Becoming House Poor: Don’t just calculate mortgage payments – use Tansy to ensure you’re financially secure, with funds left over for life’s other important events.
  • Compare Side-by-Side: Evaluate renting vs. buying or buying a new home vs. staying put. Tansy helps you see how each choice shapes your financial path.
  • Coming soon! Account for Life Events: Instantly factor in major milestones like starting a family or changing jobs – see how they impact your cash flow and financial flexibility.

With Tansy, you go beyond the basic debt-to-income ratio, seeing the impact of homeownership on your total financial landscape. Get a comprehensive view and make a choice you’ll feel confident about, today and tomorrow.

Tansy: Built for Every Income and Expense

No matter your income or expense pattern, Tansy adjusts to fit your unique financial world, providing insight and flexibility for real-life scenarios.

Customizable Frequency Settings
Schedule any income or expense as often as needed: daily, weekly, biweekly, monthly, or yearly. From a twice-a-month paycheck to refueling your car every three days, Tansy captures it all.
Real-Time Calendar View
Track upcoming income and expenses on a visual calendar, providing an easy-to-read timeline of your cash flow.
Effortless Daily Updates
With Tansy’s streamlined setup, all you need to do is update your balance. Instantly see how it adjusts your cash flow, saving you time while staying on top of your finances.
Comprehensive Chart View
Get detailed projections over the next 30 days, 12 months, or 5 years. Test out different scenarios and see their impact immediately in the interactive Chart View.
Collaborative Forecast Sharing
Invite others to view your forecast, making it easy to plan finances together and align on goals and expectations.
Privacy-First: No Bank Account Needed
Tansy respects your privacy; no bank account linking is required. Enjoy a secure experience without the hassle of reconnecting or re-authenticating bank accounts.

Frequently asked questions

What if I currently own a home and I'm assessing whether to sell and buy a different home?

Tansy can help you assess the financial impact of selling your current home and buying a new one. You can create a scenario for buying a new house and compare it to your current scenario. This will help you understand how your cash flow will change if you decide to sell your current home and buy a new one.

If I share my account will they be able to make changes to events or log a balance?

Yes. When you share your account, the other person will be able to make changes to events or log a balance.

Is Tansy still useful even if I'm not planning to buy a home?

Yes. Tansy is useful for anyone who wants to know how much money they will have in their bank account in the future. You can use Tansy to forecast your cash flow for any scenario, not just buying a home.

What if I want to set up forecast two separate bank accounts?

You just create a new forecast within your account. You can have as many forecasts as you want, but you are charged for each forecast.

What types of scenarios can I test out in Tansy?

The options are endless, but here are a few examples: - What if I get a new job with a different pay frequency? - What if I want to pay off my credit card faster? - What if I want to save for a vacation? You can test out any scenario you want to see how it affects your daily cash flow forecast. You can compare different scenarios side by side.

Does Tansy have an iOS or Android app?

Not yet. In the meantime, you can create a shortcut to Tansy's website on your phone's home screen. Check out this link for instructions.

I have questions or feedback. How can I get in touch?

We'd love to hear from you! You can email us at [email protected].